Straight talk on mortgages is easy.  Decide what your financial goals are, do your homework, crunch the numbers, ask lots of questions, make comparisons, and make your selection.  Delete one of these actions and you may be sorry and cost you a lot of money.  The simple fact is that it takes significant effort to get the right mortgage for you. 

Everyone has heard someone complain about a mortgage.  Let’s face it who wants to pay out hard earned money every month.  If your mortgage has a rate that is too high, or is too long, or has terms that puts you in the corner then you may be even more dissatisfied.

Steel Blue 1 has designed The Right Decision Mortgage to take every good faith effort to give you the comfort and satisfaction with your mortgage.  Steel Blue 1 will provide you with one or more mortgage options we believe is right for you, but the fact of the matter is you have to do the work to choose the right mortgage. 

Today’s mortgage products can vary widely in rates and terms.  Just take a look at our Mortgage Products page and you can see many the variations.

This website has plenty of information for you to do your homework.  If you do only one thing in shopping for a mortgage, it should be comparing each mortgage option you are quoted.  Do this before you make a formal application.  Steel Blue 1 has designed a work sheet to compare mortgages.  It covers the significant costs and questions you should ask your loan adviser.  It does not have all the possible questions so don’t stop asking questions after filling it out.  Click on the worksheet below and fill it out.  If you want us to fill it out when we quote you a mortgage, we would be happy to do so.

 

MORTGAGE OPTION WORKSHEET

 

 

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Straight Talk

On the Cost of a Mortgage