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The most common question Steel Blue 1 receives is “Yeah, the Right Decision Mortgage sounds nice, but do you have the best interest rate or APR?”. The answer is of course, “Yes”. Steel Blue 1 focuses on the important things because we have a multitude of mortgage programs and products to draw on. The lists below are just some of the programs, products, special needs we have to choose from. Rest assured that our proposed mortgage will consider interest rate, APR, closing costs, and fees, so you receive the lowest cost mortgage. We don’t publish interest rates. The rates you read about in the media are all available through Steel Blue 1. Let us help select the right program and product for you. |
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Mortgage Programs and Products |
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Steel Blue 1 has a Right Decision Mortgage if these fit your needs. |
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Note: If you don’t see the loan type you need it does not mean it is not available. The list is so long we can not list them all. Simply call and ask. We will advise you if it can be done. |
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Note: If you don’t see the loan type you need it does not mean it is not available. The list is so long we can not list them all. Simply call and ask. We will advise you if it can be done. |
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10, 15, 20, 25, 30, 40 year fixed rate |
1, 2, 3, 5, 7, 10 year fixed and then adjustable rate |
HELOC Home Equity Line of Credit |
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JUMBOs (high value homes) |
Home equity fixed rate |
In foreclosure |
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Loans for those turned down by a bank |
Refinance of land contracts |
Loans for 2nd and vacation homes |
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Special loans for tipped employees |
Special loans for the self-employed |
Special loans for low income (less than $44,000) |
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Zero per cent downpayment |
Financing to 100% |
No closing cost loans |
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No mortgage insurance |
“Dinged” credit |
Loans for those recently out of bankruptcy |
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Hobby or Operating Farms |
Commercial loans |
No employment & no income loans |
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Interest Only |
Pick your payment each month |
1% interest rate |
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Reverse mortgage |
Construction loans |
Construction to Permanent |
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Loans for Foreign Nationals |
Investment property loans (non-owner occupied) |
HELOCS for Investment Properties |
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Loans that don’t consider your credit card debt |
Duplex, Triplex, Quadplex properties |
Manufactured/Mobile homes |
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Log homes |
Rural properties |
Modular homes |
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Stated income loans |
No Income no assets loans |
Condo loans |
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Cash out refinance |
No cash out refinance |
1st time home buyers |
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No credit report buyers |
Loans when seller is paying part of the closing costs |
Loans when the down payment is a gift |
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80% first / 20% second mortgage |
Short term with long amortization(Balloons) |
Rehab loans |
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No prepayment penalty loans |
2 dwelling—single property |
Self-build construction |
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Lot financing |
Bridge loans |
Residence & commercial use loans |