Residential &

Commercial

In today’s challenging financial markets with so much contradictory information in the main stream media, we believe you should not assume you will have a difficult time in getting a loan.  As you see with our Zero Down Payment Program there are many alternatives and there is an excellent chance of qualifying.

Our business is based on your referral and only a little on advertising.  This is why our business level in 2008 unlike many mortgage companies is the same as 2007 and 2006.  We fully expect 2009 to be as good or better.

Our job is to win your business by assuring you have received the services that you would only expect from a financial planner.

Your role in this, our relationship, is to give us a call.  Our reputation of care and being a financial planner will help us lead you to a good financial decision.

Here is a partial list of reasons you will find us to be the mortgage partner you desire:

¨ We never provide answers instantly.

¨ We will provide well thought out answers to make sure your thousands of dollars to be spent in the future is a wise investment.

¨ We will not take applications via the internet.

¨ A phone conversation is always required to make sure we understand your financing needs.

¨ Even though not required we prepare very close estimates on the Good Faith Estimate.  No one wants to be told to bring more money to closing with one day’s notice.

¨ We use a specific process to achieve excellent results.  See our process diagram below.

¨ For commercial loans we have written a marketing plan in order to get a loan for our customer.

¨ For commercial loans we have prepared past and future financials for the lender’s analysis.

¨ We provide guidance on sales agreements to confirm financing lines up with the sales transaction.

¨ We will close the transaction where you direct.

¨ And many other actions to achieve the care you deserve.

We hope we will be able to earn your trust and referral.

Our Approach To Mortgages

Steel Blue 1...

providing mortgages with the care of a financial planner.

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